Auto Loan Refinance

The simple way to refinance your auto loan

We make it easy to save. Check your rate, confirm your details and we'll take care of the rest when it comes to your new auto loan.

Flexible loan amounts

Stable Fundsy powered car refinance loans start at $3,000 and loan terms range from 24 to 84 months.

Custom rates

Our model looks beyond your credit score and use education and employment to get you the rate you deserve.

No hidden fees

No application fee or prepayment penalty
Auto Loan Refinance with Stable Fundsy

At Stable Fundsy, we understand that your financial needs evolve over time, and high-interest auto loan payments shouldn’t hold you back. Our Auto Loan Refinance services provide a flexible, cost-saving solution designed to lower your monthly payments, reduce interest rates, and improve your overall financial well-being.

What is Auto Loan Refinancing?

Auto loan refinancing is the process of replacing your existing car loan with a new one—typically with better terms. By refinancing, you may qualify for:
Lower Monthly Payments – Reduce your financial burden by securing a lower interest rate or extending your loan term.
Lower Interest Rates – If your credit score has improved or market rates have dropped, refinancing can help you secure a lower APR.
Shorter Loan Terms – Pay off your loan faster and save on total interest paid.
Cash-Out Refinancing – Access extra cash by borrowing against your car’s equity for other financial needs.
Improved Credit Score – Making consistent, lower payments on a refinanced loan can boost your credit score over time.

Why Choose Stable Fundsy for Auto Loan Refinancing?

🔹 Fast & Easy Application – Get pre-qualified in minutes with our simple online process.
🔹 Competitive Rates – We partner with multiple lenders to offer the most favorable refinancing options.
🔹 Flexible Loan Terms – Choose a repayment plan that aligns with your financial goals.
🔹 No Hidden Fees – Transparent pricing with no surprises.
🔹 Dedicated Support – Our team of financial experts is here to guide you every step of the way.

Who Can Benefit from Auto Loan Refinancing?

✔️ Borrowers with high-interest auto loans looking for lower rates.
✔️ Individuals whose credit scores have improved since taking out their original loan.
✔️ Car owners who want to reduce monthly expenses and free up cash for other needs.
✔️ People seeking shorter repayment terms to pay off their loan faster.
✔️ Anyone looking for a better loan structure that fits their current financial situation.

How to Apply for Auto Loan Refinancing

1️⃣ Check Your Eligibility – Submit a quick pre-qualification form online with no impact on your credit score.
2️⃣ Compare Loan Offers – Browse the best refinancing options available to you.
3️⃣ Select the Best Loan – Choose a plan that aligns with your budget and goals.
4️⃣ Finalize Your Application – Submit necessary documents and complete the approval process.
5️⃣ Enjoy Savings & Flexibility – Start making lower payments and take control of your finances!

Start Saving Today!

Take charge of your auto loan payments with Stable Fundsy. Contact us today or apply online to see how much you can save!

Refinance your car loan online in 3 easy steps!

Get your Rate

It takes less than 5 minutes to check your rate—and it won’t affect your credit score.

Get Approved

Most borrowers are instantly approved with no paperwork required.

Get Funds

Once approved, you could get funds sent in 24 hours or less

AUTO REFINANCE LOAN FAQ's

What is a car refinance loan?

 

 
A car refinance loan is a new car loan that replaces your current car loan under a different term and rate. Car loan refinancing can help you save money by lowering your annual percentage rate (APR) or reducing your monthly payments.

Why refinance your car loan?

 
An auto refinance loan may be right for you if you’re looking for a different rate or term on your personal vehicle.

Is my vehicle eligible to refinance?

 
Your vehicle is eligible if it is less than 13 years old and has less than 140,000 miles.

What documents will I need for auto refinancing?

When you refinance your car loan, you may be asked to provide documents that verify your identity, education, and income. We may also ask for:

– A copy of your vehicle registration card
– Proof of insurance
– A co-owner consent form (if applicable)
– Proof of open claim or second lien resolution

Does Stable Fundsy allow co-owners on a loan?

 

If you co-own your car, you can refinance your loan as long as the co-owner signs a consent form and provides identification details prior to loan origination.

Your co-owner is not a co-borrower and is not responsible for repayment of your loan. We will only consider the information provided by you, the applicant, in our credit decision. Co-owner information is not considered in the credit decision.